What Is A Digital-Only Bank?

A digital-only bank is one that provides all its banking facilities through free-to-download app platforms on mobile and tablets. There are no physical branches and their services are provided through

What is Google Pay?

Google Pay – previously known as ‘Android Pay’ – is a rival to Apple Pay. Essentially, it’s a digital wallet platform and online payment system that allows you to make

Will I Pay Tax on Gifted Money?

In the UK, gifted money is taxed to prevent people avoiding inheritance tax by giving away all of their money before they die. You will avoid paying tax on gifted

Understanding the Right to Buy scheme. Is it right for you? What are the pros and cons?

The Right to Buy scheme is a straightforward process, which supports eligible council and housing association tenants all over England to buy their own home. This makes it possible to

Credit card, loan or overdraft? What’s the best option for me?

Managing your personal finances is a very important responsibility. While you can do your best to budget and save, financial setbacks do occur from time to time. If you do

What’s the difference between a direct debit and a standing order?

Paying all of your bills and other financial obligations on time each month is very important. Those that are able to do this will have a higher credit score and

A mortgage with no deposit? Is that possible?

Look into Guarantor Loans One reason why banks will shy away from mortgages with no or low deposits is because the underlying borrowers typically do not have a very sizable

Choosing the right life insurance policy for you

There are a number of considerations when selecting the right life insurance policy for you. Factors include: How long you require cover for The final pay out amount How you