Practical money guides for everyday life
Plain-English help with saving more, earning extra income and making sense of your finances.
Save money
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Debt Avalanche vs. Snowball: How to Choose a Payoff Plan You’ll Stick To
A worked example of the two best-known debt payoff methods, with their real costs and how to choose…
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High-Yield Savings Accounts vs. CDs: Which Is Right for Your Money?
How high-yield savings accounts and certificates of deposit compare on rates, access and risk, and how to choose…
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How Credit Scores Work and What Actually Improves Yours
What goes into a FICO score, how to check your reports for free and which habits make the…
Make money
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How Side Income Is Taxed in the US: A Plain-English Guide
What gig workers and side hustlers need to know about reporting income, self-employment tax, 1099 forms, deductions and…
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3 Easy Side Hustles You Can Start in the Next 10 Minutes
If you’ve landed here from a job site while hunting for “side hustle” ideas, you’re in the right…
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12 Side Hustles You Can Actually Do Around a 9-to-5 (Without Burning Out)
You don’t need a second job to earn a second income; you need small, well-defined sprints that fit…
About My Finance Helper
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