Looking for life insurance? Check out our best buy table below for examples of life insurance policies available today & click Get Quote to have an adviser search the market and find the best deal for you!
Aviva
LVE
Zurich
Legal and General
Royal London
Vitality
The cheapest policy isn’t necessarily the best life insurance deal. The policy you should choose depends on your requirements.
There are a number of different ways you can go about choosing the best policy but a good place to start is by deciding how much cover you want; start by adding up your mortgage, any other debt, and then add money for important costs you’d like to have your loved ones covered for. This will help you work out how much cover you need.
The next thing to do is think about how long you will need that cover for. If your needs will decrease over time, if for example you are paying down your mortgage, then you can look to save money by choosing a policy with decreasing cover which is typically cheaper. Once you’ve figured this out, you can start to compare the finer details of quotes from various providers.
The cost of your policy will depend on many factors. The cover amount, your age, your medical history, the length of policy, your smoking and drinking habits, and many other things will be factored in.
No policy is guaranteed to pay out when you die regardless of cause, but it is guaranteed to pay out when your cause of death is covered, if the information you provided to get the policy is truthful, and if you die within the term.
Yes, you can have as many policies as you like.
Yes, although you may find it harder to get cover and some may be excluded from your cover.
Yes, joint policies are available from many UK providers.
Generally, it is a good thing for any adult with financial responsibilities or dependents. The younger and healthier you are the better as your cover will be cheaper.
In the UK, most people can get cover as long as they are between the ages of 18 and 70.
We include an example of life insurance companies who you can get a quote from via a Financial Conduct Authority (FCA) regulated broker who we may introduce you to if you request a quote. We keep the information on this page up to date, but you will get a tailored quote from the broker we introduce you to.
If you choose to take out a policy, we may be paid a commission by the broker.
